Do unused credits roll over?

No. Your balance resets to the full amount at the start of each month.

What happens when I run out?

Actions stop until the next reset, or you move up a plan. Nothing is deleted and nothing bills automatically.

Any time, from Settings. You keep access until the end of the period you have paid for.

Do I need a card to try it?

No. The free plan works without one.

One pool of credits.
Spend it how you want.

Every plan gives you a monthly pool of AI credits. There are no per-feature caps to think about, so a week of heavy competitor research and a week of pre-checking your own drafts both just draw from the same balance.

Free

25 credits / month

Enough to check a couple of videos and see whether the read is any good.

Start free

Lite

$9/mo

200 credits / month

For one person posting steadily who mostly wants a second opinion before publishing.

Choose Lite

Most picked

Starter

$29/mo

600 credits / month

Adds competitor tracking, so you are learning from other people's results as well as your own.

Choose Starter

Pro

$79/mo

1,500 credits / month

For people posting daily, or running content for more than one account.

Choose Pro

What a credit buys

Actions are priced by what they actually cost to run, so nothing is artificially throttled.

Action	Credits	What it does
Chat message	1	Ask Silma anything, with your own posts as context.
Reel breakdown	4	Full analysis of a video: hook, structure, pacing, why it worked.
Pre-Check	5	Score your own draft before you post it.
Save from phone	8	Share a reel straight from Instagram via the iOS shortcut.
Competitor deep dive	12	Full breakdown of a tracked account's outlier post.

So $9 a month is roughly 40 pre-checks, or 50 reel breakdowns, or any mix of the two.

Before you ask

Do unused credits roll over?: No. Your balance resets to the full amount at the start of each month.
What happens when I run out?: Actions stop until the next reset, or you move up a plan. Nothing is deleted and nothing bills automatically.
Can I cancel?: Any time, from Settings. You keep access until the end of the period you have paid for.
Do I need a card to try it?: No. The free plan works without one.

Managing more than one brand?

The plans above are built for one brand's accounts. If you run content for several clients, each needs its own separate memory and outcome history. Talk to us about Silma Studio →

Start on the free plan and see what it tells you.

Check your first video free